Real Estate Loans

At Riegel Federal Credit Union, we know that your home is most likely the largest purchase and investment that you will make in your lifetime. That is why we go out of our way to offer our members the best loan rates and programs available. Whether you are looking to purchase your first home, a new home, or looking to take out a home equity loan - The Credit Union is here to meet your needs and provide the high quality customer service you've come to expect from Riegel FCU.
 

First Mortgage Loans

Riegel FCU has partnered with Member First Mortgage, LLC to offer affordable mortgage solutions and exceptional service to our members who are looking to purchase a new home or refinance an existing mortgage.   

Our First Mortgage Program provides a wide range of options to fit different needs, including but not limited to:

Whether you are buying or refinancing, Riegel Federal Credit Union is here to help make your homeownership dreams a reality. Our team understands that buying a home is likely the largest investment you will make, and we are committed to providing personalized service to guide you through the process.

Click Here to Apply Now or learn more.  You can also contact the Riegel Federal Credit Union Loan Department at 1-908-995-2326 for more information. We look forward to assisting you on your journey to homeownership!

Home Equity Loans

The Credit Union offers fixed rate Home Equity Loans up to 80% of the value of your home with a maximum loan amount subject to total credit union indebtedness. We offer low rates with flexible terms to repay your loan. Please contact the Loan Department at 1-800-635-6829 with any questions you may have or to apply today. Please click here for current rates.

Click here to apply online.
Click here for current rates.

Home Equity Line of Credit (HELOC)

The Credit Union offers a variable rate Home Equity Line of Credit (HELOC) called the Riegel Crown Account. The Riegel Crown Account is a line of credit secured by your home that gives you a revolving credit line to access as you need it. With the Crown Account, you're borrowing against the available equity in your home with your house as collateral. As you repay your outstanding balance, the amount of available credit is replenished - similar to a credit card. This means you can borrow as little or as much as you need throughout the 10 year draw period. With the Riegel Crown Account, you can borrow up to 80% of the value of your home with a maximum loan amount subject to total credit union indebtedness. Please contact the Loan Department at 1-800-635-6829 with any questions you may have or to apply today. Please click here for current rates.

Click here to apply online.
Click here for current rates.

Nationwide Mortgage Licensing Registry ID #466809